I often have people call on the phone to ask me questions about filing a bankruptcy and somewhere near the end of the call they begin to wonder when they can stop paying their bills if they are filing for bankruptcy. I know that at some point during the call they have gone from exploring the option of filing a bankruptcy to being committed to filing a bankruptcy.
I am always hesitant to tell people to stop paying their debts on that call. I want to review paystubs, credit reports, court records, and contracts in many cases before I am comfortable telling someone to stop paying their debts. I also want to ask a lot of questions about your property and your transactions over the last few years.