Do I have to List all of My Debts in Bankruptcy?
Yes, one of your debtor duties under the bankruptcy code is you “shall file a list of creditors”. See 11 USC 521. YES, that means ALL your creditors. Many people think they can pick and choose which debts to include in their case, and only include debts they do not intend to pay back. The truth is, you must list anyone that you owe a debt to—including friends and family you borrowed money from.